Price Transparency
Clay County Medical Center is committed to helping patients better understand the cost of healthcare services. We believe patients should have access to information that helps them make informed decisions about their care and financial responsibilities.
Common Services & Upfront Pricing
Explore upfront pricing for select services available through MSsave.
Understanding Hospital Charges
The charges listed by Clay County Medical Center reflect the standard charges for inpatient and outpatient services provided by the hospital.
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While hospital charges are the same for all patients, the amount an individual patient is responsible for paying may vary based on:
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Insurance coverage
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Contracted rates between hospitals and insurance companies
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Medicare or Medicaid reimbursement rates
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Deductibles, copays, and coinsurance
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Financial assistance eligibility
Hospital charges do not include services that may be billed separately by physicians or other healthcare providers.
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Why Costs May Vary
Healthcare costs can vary from hospital to hospital based on several factors, including:
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Geographic location
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Labor and staffing costs
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Patient population and severity of illness
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Technology and equipment requirements
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Insurance contract agreements
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Scope of services provided
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Price Transparency Resources
Price transparency information is updated periodically and is subject to change.​
Frequently Asked Questions
Are charges different based on insurance coverage?
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No. Federal law requires hospitals participating in Medicare to maintain the same standard charges for services. However, the amount paid by insurance companies and the patient's financial responsibility may vary based on individual health plans and agreements.
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Why is my insurance payment different from the hospital charge?
Insurance companies negotiate payment rates with hospitals. As a result, the amount paid by your insurer may be different from the hospital's standard charge. Deductibles, copays, and coinsurance also affect your final out-of-pocket cost.
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What do Medicare and Medicaid pay?
Medicare and Medicaid establish their own reimbursement rates for healthcare services. These rates are determined by government programs and are not negotiated with hospitals.
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Do uninsured patients pay full charges?
Not necessarily. Uninsured and underinsured patients may qualify for financial assistance programs, payment arrangements, or other forms of support that can reduce the amount owed.
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Can hospital charges tell me what I will owe?
Not always. Your actual out-of-pocket cost depends on factors such as your insurance coverage, deductible status, network participation, and specific benefit plan.
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Can CCMC help estimate my costs?
Yes. Our staff can work with patients and insurance providers to help estimate potential financial responsibility for planned services. Because treatment plans can change, estimates may vary from final charges.
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Financial Assistance
Patients experiencing financial hardship may qualify for assistance through Clay County Medical Center's Financial Assistance Program. We encourage patients with concerns about medical bills to contact our Business Office for additional information.
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Questions?
For questions regarding hospital charges, insurance coverage, payment options, or financial assistance, please contact:
Clay County Medical Center Business Office
785-632-2144
Office Hours
Monday – Friday | 8:00 a.m. – 4:30 p.m.